ENVA
ENOVA INTERNATIO
Financials·Consumer Finance·UNITED STATES
$237.39
MCap $5.9B
as of 2026-08-20
Total
A8w
Fund
B9w
Quant
A9w
Price
▲ Up▼ Down━ MA30━ MA100━ Mean┄ U┄ L
MIDOS % pane · green > 90 long zone · red < 10 short zone · reference lines at 10 / 90
MIDOS SI
as of 2026-08-20
MIDOS SI
-1.38
Sentiment 93.3%— long zone
−3 oversold0+3 overbought
Signal
BEARISH
Actual
$237.39
Adaptive Mean
$253.00
-15.61 vs mean
Adaptive σ
5.64
MIDOS BB
$241.72 – $264.28
center ± 2σ adaptive
Fundamental Factors (Sector-Relative Z)
as of 2026-08-21
Composite Z
+0.29
ROE
26.1%
Z +0.53
Rev Gr
31.1%
Z +0.03
EPS Gr
39.9%
Z +0.17
OPM Gr
1.7%
Z -0.29
FCF Yld
—
Z +1.42
EPS Surp
0.1%
Z -0.04
EPS 3mo Δ
30.4%
Z +0.21
Fwd P/E
11.69
Z —
PEGY
0.29
Cheap (GARP)
Momentum (Risk-Adjusted Alpha)
as of 2026-08-21
Q3M
20.12
Q6M
11.59
Q12M
9.58
MA 30/100
1.250
Bullish (MA30 > MA100)
α (Jensen)
1.4622
β (12M)
1.24
σ (12M)
0.405
Momentum inflection: Q3M > Q12M
Divergence — Fundamentals vs Momentum
Z Percentile
85%
Q Percentile
95%
Divergence
-11.0
Tier
ALIGNED
Fundamentals and momentum roughly in line.
Kirkpatrick RS & Persistence
RS
47.0
RS Pctl
91%
RS Decile
D10
Persistence
8w
at grade A
Options / OI Analysis
as of 2026-08-10
OI Center
$207.47
-17.6% from spot
Max Pain
$240.00
PCR (OI)
1.93
contrarian_bullish
Skew
-0.68
OI Composite
0
neutral
Direction
strong_bearish