BFH
BREAD FINANCIAL
Financials·Consumer Finance·UNITED STATES
$103.18
MCap $4B
as of 2026-08-20
Total
B8w
Fund
D8w
Quant
A9w
Price
▲ Up▼ Down━ MA30━ MA100━ Mean┄ U┄ L
MIDOS % pane · green > 90 long zone · red < 10 short zone · reference lines at 10 / 90
MIDOS SI
as of 2026-08-20
MIDOS SI
-1.20
Sentiment 91.8%— long zone
−3 oversold0+3 overbought
Signal
BEARISH
Actual
$103.18
Adaptive Mean
$108.09
-4.91 vs mean
Adaptive σ
2.04
MIDOS BB
$104.01 – $112.16
center ± 2σ adaptive
Fundamental Factors (Sector-Relative Z)
as of 2026-08-21
Composite Z
+0.34
ROE
17.4%
Z +0.21
Rev Gr
3.8%
Z -0.26
EPS Gr
21.2%
Z +0.42
OPM Gr
—
Z -0.20
FCF Yld
—
Z +1.66
EPS Surp
0.3%
Z +0.43
EPS 3mo Δ
-16.8%
Z +0.10
Fwd P/E
7.72
Z —
PEGY
0.07
Cheap (GARP)
Momentum (Risk-Adjusted Alpha)
as of 2026-08-21
Q3M
10.77
Q6M
7.05
Q12M
6.33
MA 30/100
1.117
Bullish (MA30 > MA100)
α (Jensen)
0.6163
β (12M)
1.18
σ (12M)
0.397
Momentum inflection: Q3M > Q12M
Divergence — Fundamentals vs Momentum
Z Percentile
87%
Q Percentile
85%
Divergence
+2.0
Tier
ALIGNED
Fundamentals and momentum roughly in line.
Kirkpatrick RS & Persistence
RS
31.2
RS Pctl
86%
RS Decile
D9
Persistence
8w
at grade B
Options / OI Analysis
No options or Williams data available for this ticker.